Life insurance has got you covered with a lot of living benefits! Think of it like a savings account, but with even more benefits! You can borrow against it or withdraw it to help fund expenses like a down payment on a house or to pay for a child's education.

And if you're diagnosed with a terminal illness, some life insurance policies may allow you to receive a portion of the death benefit while you're still alive. So, you don't have to worry about medical expenses or your quality of life.

I know it sounds scary, and you might think you don't need it, but hey, you never know what the future holds. Having an extra fund for your house down payment doesn't sound so bad, right? So, secure your future and your generational wealth with life insurance - it's a smart choice!